Life Insurance and Annuities http://lifeinsurance-annuities.com/globe-life-insurance/ About Life Insurance and Annuities Fri, 21 Mar 2008 01:10:33 GMT Ellen Goodman: Bailout shows moral hazards have exceptions http://lifeinsurance-annuities.com/globe-life-insurance/Ellen-Goodman-Bailout-shows-moral-hazards-have-exceptions.html

Combat changes family dynamics


Five years is more than just a number to Sherrie Lovell. It is measured in stretches of anguished absence from her boys, in the changes to their faces, their bodies, their personalities.

Cyber-Ark Celebrates Record Year with 70%+ Revenue Growth and Leading ...


Cyber-Ark highlights from 2007 include the release of Enterprise Password Vault 4.5, the addition of more than 120 enterprise customers worldwide and the release of a new global partner program.

Too Big to Fail


I don't know too many economists who get confused with preachers. But there are times when they talk about virtue and temptation as if they were free-market holy rollers.

Thursday March 20, 2008


An opinion piece by Tom Courchene and John Allan in response to the National Round Table on the Environment's recommendations for Canada to adopt a carbon tax to address climate change appears in the Globe and ...more



MetLife ranked among Top Companies for Executive Women


For the third year in a row, MetLife Inc. was ranked by the National Association for Female Executives among its annual 30 Top Companies for Executive Women.

Ellen Goodman: Bailout shows moral hazards have exceptions


I don't know too many economists who get confused with preachers. But there are times when they talk about virtue and temptation as if they were free-market holy rollers.

Technorati Tags: , , , , , , , , ]]> Fri, 21 Mar 2008 01:10:33 GMT Western & Southern Life Chooses SUSE Linux Enterprise From Novell http://lifeinsurance-annuities.com/globe-life-insurance/post-2000117.html more



Emerging-Market Stocks Plunge on Commodity Slump; Gazprom, Petrobras Fall


Emerging-market stocks fell the most in seven weeks after commodity prices plunged on concern that a U.S. recession and credit-market losses may curb profit growth.

Risk Management Confidence: Higher-ups More Conservative


Stamford, Conn. In the shadow of the economic downturn, insurance industry executives see technology as an enabler when it comes to managing risk.

Housing Market Tracker - Sovereign Wealth Funds Not White Knights


"There's no way anybody's going to catch a falling knife. Why come in now?" - Craig Russell, a chief market strategist in Beijing at Saxo Bank, on how foreign sovereign wealth funds were burnt in previous, ...more



Western & Southern Life Chooses SUSE Linux Enterprise From Novell


Western & Southern saved 75 percent on cost of equivalent proprietary solution and is using Xen virtualization and ZENworks Linux Management to manage more than 180 branch servers SALT LAKE CITY, March 18 ...more



Technorati Tags: , , , , , , , , , ]]> Fri, 21 Mar 2008 01:10:33 GMT In many good ways, Sask. is tops http://lifeinsurance-annuities.com/globe-life-insurance/In-many-good-ways-Sask.-is-tops.html

154 Mass. Companies Supporting Transgender Employe...


Yesterday we posted the Human Rights Campaign's list of perfect-scoring companies in Massachusetts, those that support every facet of their radical GLBT agenda in the corporate world.

Say no to Joe Flacco


Just say no to Flacco. I haven't done a great deal of world travelling in my life but I do spend many an hour traversing the world wide web.A Many of the places I visit are sites that are Falcon related.A From ...more



Welcome to Wellesley, Mass


Townsman getting a new owner The Boston Herald is selling off its Community Newspaper Co.

Often, big companies deserve their bad rap


Why are big companies so easy to stereotype as cold and impersonal? Because, all too often, they tend to earn their reputations just like the rest of us.

A dream gone up in smoke - Profile: Brooks Mileson


ONCE upon a time there was talk of a Hollywood movie: an epic tale of the rise of the underdog and of a miracle achieved through faith alone.

Step up to the plate for mentors


A wing of the East Somerville Community School that was damaged by fire in December is slated for demolition.

In many good ways, Sask. is tops


You'll need your big green foam hand, with the index finger pointed skyward, if you remember where you left it after the football game in November.

Technorati Tags: , , , , , ]]> Fri, 21 Mar 2008 01:10:33 GMT Putting "Fun" in Dysfunctional, Susan Sullivan to Star in Premiere of 'An Act of Love' (Playbill via Yahoo! News) http://lifeinsurance-annuities.com/globe-life-insurance/Putting-Fun-in-Dysfunctional-Susan-Sullivan-to-Star-in-Premiere-of-An-Act-of-Love-Playbill-via-Yahoo-News.html

Unlocking India's promise (The Globe and Mail)


Most Canadian companies fear the risks outweigh the rewards. Ottawa entrepreneur Raj Narula makes a good living proving them wrong

Opposition MPs grill PM again about Cadman affair (CBC)


Opposition MPs demanded answers Wednesday from Prime Minister Stephen Harper in connection with taped comments he made to an author about a 2005 offer to Chuck Cadman involving "financial considerations."

Jacobson kicks off election campaign (Mount Shasta News)


John Jacobson officially began his run for the House of Representatives seat held by Republican Wally Herger during a March 2 rally at the Mount Shasta City Park.

Alec Baldwin On Men, Love, & His Bible-Thumping Brother (The Advocate)


Brandon Voss gets the goods from Baldwin on the men he's loved, advances from Matt Drudge and his brother's attacks on gay marriage.

Million-dollar policy not held out to Cadman, PMO says (The Globe and Mail)


Denial is the furthest that a member of PM's staff has gone to dispute allegation

Harper pledges to widen NAFTA leak probe (The Globe and Mail)


Top aide will face scrutiny, PM says, as opposition MPs call for the dismissal of chief of staff

Putting "Fun" in Dysfunctional, Susan Sullivan to Star in Premiere of 'An Act of Love' (Playbill via Yahoo! News)


Emmy and Golden Globe nominee Susan Sullivan will star as mother to a divorced son in the world premiere of David Landsberg's comedy, An Act of Love, starting March 26 toward an April 4 opening at the Falcon Theatre in Burbank, CA.

Technorati Tags: , , , , , , , , , , , , , ]]> Fri, 07 Mar 2008 03:19:50 GMT ecwkmqge http://lifeinsurance-annuities.com/globe-life-insurance/ecwkmqge.html life insurance policies for my whole family because I still believe about the uncertainties of life. It was in one of my searches that I found Globe Life Insurance. They offer all kinds of life ...more



Globe Life Insurance Claim Center


Go Here in Industry Life Service Globe Life Insurance Claim Center Go Here in Industry Life Servicehaxor habbohotel Future demand for insurance sales agents depends largely on the volume of sales of insurance and other financial ...more



Comment on XGL and Compiz on Ubuntu by globe life insurance co


globe life insurance co. recollect!doughnut pardoned Scarsdale brook depended.

Insurance and Surety Director and Manager


director_and_manager_cna_surety.mp3.

Comment on InnerTee - T-Shirt Remixing! by globe life insurance ...


globe life insurance for children… resurrecting brained!boggled coordinating Egyptianize …

Comment on To Russia From IBM: A Hand With Open Source Developmen ...


make a payment to globe life and accident insurance company. practice?awfully jump.

ecwkmqge


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Technorati Tags: , ]]> Mon, 03 Mar 2008 04:16:27 GMT Globe Life And Accident Insurance Company – Life Insurance For Children And Adults http://lifeinsurance-annuities.com/globe-life-insurance/post-2000109.html more



Globe Life Insurance


... where you are in life, Globe Life And Accident Insurance Company has the right plan for you. Globe offers affordable insurance solutions for individuals and ...more



Globe Life And Accident Insurance Company – Life Insurance For Children And Adults


Currently, Globe Life has over $48 billion of insurance in force and has issued ... about the history of Globe Life And Accident Insurance Company click here. ...more



Globe Life And Accident Insurance Company – Life Insurance For Children And Adults


A Torchmark company that offers life insurance directly to consumers. ... where you are in life, Globe Life And Accident Insurance Company has the right plan for you. ...more



Technorati Tags: , , , , , , , , , , , , ]]> Thu, 21 Feb 2008 12:29:31 GMT Globe Life & Accident Insurance Company Employer Info at CareerBuilder http://lifeinsurance-annuities.com/globe-life-insurance/post-2000110.html more



Whole Life insurance - Best solutions - Term Life insurance.


... we are here to solve your problems. Online Life insurance, our advisers ... was diminished or depleted so below you can read more about Globe Life insurance. ...more



Globe Life & Accident Insurance Company Employer Info at CareerBuilder


Find Globe Life & Accident Insurance Company Employer Info on CareerBuilder job openings at CareerBuilder. Read employment profiles and apply for a job online.

Technorati Tags: , , , , , , , , , ]]> Thu, 21 Feb 2008 12:29:31 GMT HCL Technologies Selected by State of North Dakota for Claims ... - Market Wire (press release) http://lifeinsurance-annuities.com/globe-life-insurance/HCL-Technologies-Selected-by-State-of-North-Dakota-for-Claims-Market-Wire-press-release.html

Time for a Check Up...of Your
Ad-Hoc-News (Pressemitteilung), Germany - Jan 29, 2008
... costs of offering health and welfare benefits to their employees often first cut coverage options such as long-term disability and life insurance. ...
...



HCL Technologies Selected by State of North Dakota for Claims ... - Market Wire (press release)



HCL Technologies Selected by State of North Dakota for Claims ...
Market Wire (press release) - Jan 29, 2008
The company's Global Insurance Practice, driven through a dedicated Insurance Service Development Centre, has proven delivery capabilities in Life Insurance ...
...



Technorati Tags: , , , , , , , , , , , , ]]> Thu, 31 Jan 2008 12:07:36 GMT Inaugural Methuen Award for theatre practitioners Feb 23 - Jamaica Observer http://lifeinsurance-annuities.com/globe-life-insurance/Inaugural-Methuen-Award-for-theatre-practitioners-Feb-23-Jamaica-Observer.html

Torchmark Corporation Announces Change in Domicile State of ...
FOX News - Jan 4, 2008
Torchmark has several nationally recognized insurance subsidiaries. Globe Life And Accident, Oklahoma City, is a direct-response provider of life insurance ...
...



Inaugural Methuen Award for theatre practitioners Feb 23 - Jamaica Observer



Inaugural Methuen Award for theatre practitioners Feb 23
Jamaica Observer, Jamaica - 2 hours ago
"Paul started it all, he is the trailblazer and we are proud of him," said Prout, during a press launch this week at the Globe Insurance Office in Montego ...
...



Technorati Tags: , , , , , , , , , ]]> Thu, 31 Jan 2008 12:07:36 GMT My True Life Story, It Could Be Yours Too - Gather.com http://lifeinsurance-annuities.com/globe-life-insurance/My-True-Life-Story-It-Could-Be-Yours-Too-Gather.com.html

The Associated Press
A Snapshot of Fed Leaders
The Associated Press - 5 hours ago
In some ways, those globe-trotting years helped to prepare him for his present job as the No. 2 person on the FOMC. Geithner, 46, brings to the Fed a keen ...
...



My True Life Story, It Could Be Yours Too - Gather.com



My True Life Story, It Could Be Yours Too
Gather.com, MA - Jan 29, 2008
The Internet is changing the World, and improving life for families all around the Globe. I simply call it the best business model on the Planet, bar none. ...
...



Technorati Tags: , , , , , , , , ]]> Thu, 31 Jan 2008 12:07:36 GMT Subscribers . . . Waiting for Toll Free Lines - This Day (subscription) http://lifeinsurance-annuities.com/globe-life-insurance/Subscribers-.-Waiting-for-Toll-Free-Lines-This-Day-subscription.html

The bloom is long gone
Boston Globe, United States - Jan 24, 2008
According to court documents and press reports, Feige and the others were charged with fraudulently taking over Professional Investors Life Insurance Co. ...
...



Subscribers . . . Waiting for Toll Free Lines - This Day (subscription)



Subscribers . . . Waiting for Toll Free Lines
This Day (subscription), Nigeria - 1 hour ago
Since the first toll free line was launched in the United Kingdom in July 1937, many nations across the globe have set up their own national emergency lines ...
...



Technorati Tags: , , , , , , , , , ]]> Thu, 31 Jan 2008 12:07:36 GMT Torchmark redomesticates 2 subsidaries to Nebraska - Reuters http://lifeinsurance-annuities.com/globe-life-insurance/Torchmark-redomesticates-2-subsidaries-to-Nebraska-Reuters.html

Where there's a will, there's a way to organize estate, priorities
Boston Globe, United States - Jan 12, 2008
So they applied for a Boston Globe Money Makeover with a long list of questions on topics ranging from life insurance and estate planning to 529 ...
...



Torchmark redomesticates 2 subsidaries to Nebraska - Reuters



Torchmark redomesticates 2 subsidaries to Nebraska
Reuters - Jan 4, 2008
The change means that Torchmark's United American Life Insurance and Globe Life And Accident Insurance units will now be registered in Nebraska, ...
...



Technorati Tags: , , , , , ]]> Thu, 31 Jan 2008 12:07:36 GMT globe-AM-greg.swf http://lifeinsurance-annuities.com/globe-life-insurance/globe-AM-greg.swf.html

Globe-Products.swf








globe-AM-greg.swf








Technorati Tags: , , , ]]> Thu, 10 Jan 2008 11:34:06 GMT Resolved Question: If you know a lot about life insurance (especially Globe), please read & respond? http://lifeinsurance-annuities.com/globe-life-insurance/post-2000096.html Microsoft Cash Promotion Award
20 Craven Park, Harlesden
London NW10
United Kingdon


We have sent you a mail as regards your Microsoft Cash Promotion Award Winning Claims . We did sent you a mail as regards how to claim your prize winning package which includes the legal document (paper work) and your certified winning cheque that will back up your winning claims and i do believe that you have not claimed your won prize.

I quite understand your skepticism and with the look of things you are still skeptical about your prize money. I want to state categorically clear here that the only thing I can deduce from the reservations/thoughts you expressed in your email been sent to me from your claims officer Mr.Fedrick Depp,to my own look of things as the General Manager Europe Microsoft Corporation,is the fact that you are probably scared or jittery because of the magnitude of the funds you won.

As you know that we don't encourage or entertain any exchange of money because the Microsoft Cash Promotion Board Athourity do not demand payment from winners, ours is to serve according to the limitations of the law and not getting ourselves involved in shady deals that is contrary to the ethics of this noble profession. It is the Bank or the Courier Company that will effect and deliver your winning claims that is demanding payment so as to transfer your prize-winning money.

There is an insurance policy on the coverage of your winning money, which makes it impossible to deduct any amount from your total prize winning funds because of the misappropriation of winner’s funds and litigation we have faced from the past winners. You will agree with me that no Government will allow such amount of funds to leave its shore without proper documentation as to the originality of the funds, only with the required documents will payment be made out.

It might interest you to know that due to very strict regulations there is a procedure that was laid down by the British Lottery Affairs Commission as well as the insurance policy on the coverage of your winning funds. I want to bring to your notice that these policies laid down by the Microsoft Cash Promotion Award Board state that total prize money has been insured to the real value and as such cannot be deducted from the winnings. The constitutional assembly in accordance with section 13(n) of the national gambling acts as adopts this in1993 and amended on 3RD July 1996.

This is to protect winners and to avoid misappropriation of funds. That is, your prize winnings is protected by a hardcover insurance policy, which makes it impossible to deduct any amount from the prize winning money before it can be remitted to you. These regulations/Policies have been put in place to check previously experienced mishandling and/or misappropriation of winners' funds and we are obligated to act in line with these policies.

The lottery Office is doing this to avoid people involve in frivolous Act not to Con people of that heard Earn Money and we are obligated to act in line with these policies as such we cannot deducted any charges from your winnings because your prize winning money is already insured. NOTE: I must state here that they are lot of Internet scam through the internet and we have had series of complains from past winners and we have also face a lot of litigation from them too regards people using the name of Microsoft Cash Promotion Board Authority.

Please be informed that we are not unaware of Internet frauds that are prevalent around the world presently, there is alarming rate of Internet Fraud going on now around the Globe via Internet, the name of our organization has been used in the past by these con artists, some of whom we have duly prosecuted in the court of law. So I want you to be very careful of whom you deal with.

According to united kingdom, the London laws, this offence is subject to as much as 6 years in a federal penitentiary if found to be truly involved in this manner of fraud. Furthermore, London has reciprocating laws that may allow us to find any person who is involved in this type of fraud in whatever country of origin and prosecute them and their associates or firms. Furthermore, I would not blame you for your skeptic considering the high level of internet scams these days, you are a winner and you have nothing to worry about, you should count yourself very lucky because I for one have never won anything all my life.

If only we as a staffs were allowed to partake in the Promotion e-games who knows I could be a lucky winner because I really would make good use of my winnings. I believe all winners have always been given an option to process or forfeit winnings.

But I am truly sorry about your feelings right now but you must understand this is no illegitimate operation. I am truly sorry about this, you probably want to withdraw from procedures, but I must inform you that this is legitimate and I will not deviate from the ethics of this noble profession. I am giving you my words that this is not in anyway related to scam as our job is to serve according to the limitations of the law and not getting ourselves involved in what that is contrary to the ethics of this noble profession.

I like to re-assure you of the legitimacy of this Services as we will not involved in any fraudulent act and will never be. I will advise as you as the director of operations to be calm not to loose this great opportunity which millions of people are trying to entangled but the chances just couldn’t come for them because a lot of people are out there to discourage you as they don't know how it works, and have never seen such before.

Do be assured that your parcel is insured under Highly Sensitive Package (HSP) for international delivery. As you know your winnings could do a lot for you and your family and also have funds to upset other bills. NOTE: There is option of forfeitures as to file a disclaimer.

Finally,do acknowledge this office when the claim is been delivered to you in good condition so that it could be stated that a e-game winner of the month October 2007 has been claimed by the recipient of e-games E-MAIL RANDOM SELECTION (POWERED BY MICROSOFT WINDOWS) .

Once again congratulations from the management of the Microsoft Cash Promotion on your consolation price winning,we hope that you will use the winning for good cause.

Congratulations!! once again.
Yours in service,


MR. Silviu Hotaran
(General Manager Europe)
POWERED BY MICROSOFT WINDOWS. I JUST NEED TIO KNOW IF THERE'S AN OFFICIAL MICROSOAT EMAIL ADDRESS WHERE I CAN REPORT THIS. THANK YOU! FORGOT TO ADD: I DID NOT EMAIL THEM BECAUSE I KNEW IT WAS A SCAM.

Resolved Question: Would you buy life insurance with no medical exam, or would you rather take a physical?


Several life insurance companies like Garden State, Globe and RBC offer these types of policies - some of these are reviewed at http://www.term-life-online.com/life-insurance-no-medical-exams.html

It seems like it would be quicker and easier, but the cost may be higher, and the coverage amount is limited to about $250,000. Wondering if people would rather not have to hassle with a physical exam.

Resolved Question: If you know a lot about life insurance (especially Globe), please read & respond?


My mother has Globe life insurance (not the one that expires, I believe it's whole life). She is 71 now. She's had it over 2 years, maybe 3. She's thinking of raising the policy amount (since things are getting so high these says). She was healthy when she started the life insurance. Now, she has COPD. She gets things in the mail stating she can raise it, but that's one of the questions (if COPD is now present). Do you know how much more this would raise her monthly premium, than it would be if she did not have COPD? How much of an issue is this? Any info of this is apprecited. Thanks!

Technorati Tags: , , , , , , , , , , , , , ]]> Sun, 23 Dec 2007 04:25:31 GMT Resolved Question: How do I pay my life insurance premiums on line for Globe Life and Accident Insurance Co.? http://lifeinsurance-annuities.com/globe-life-insurance/Resolved-Question-How-do-I-pay-my-life-insurance-premiums-on-line-for-Globe-Life-and-Accident-Insurance-Co.html Episode 1
By Damian Gates



(opening) : (music) – starts with google earth zooming in off the planet to the centre of the North West, zooming in on Blackburn Town centre, and then to the street where there’s a block of 8 Bedsits, with graffiti all over the walls, and 7 to let signs on the windows. One of the bedsits is burn’t out with no windows, and the to let sign in that window is black with soot, but it transpires that alcoholic Trevor lives there, and he’s just burn’t out his bedsit.

2 Landlords own 4 bedsits each, one Saleem Chaudhri, The other Frank Smith
Saleem, local corner shop entrepreneur the other Frank smith, expat London. They do not get on.

Opening Sequence,

Frank shouting at Trevor with regards the burn’t out bedsit

Frank “ What the hell have you done now Trevor”

Trevor “ I don’t fucking know, I’ve just got up, How am I supposed to know what I’m doing, I’m in this god damn block on my own, if you and sal’d spend more money on this place, then I might get neighbours, and they’d of woke me up if I’d started a fire, wun’t they you set of bastards”

Frank – “oh right, so you set fire to my property in one of you’re bloody states, and it’s mine and that, and that…. And Mr Chaudhri’s fault is it. Typical bloody alcho, always somebody else to blame”

Trevor: “don’t you dare come out with the alco shit. I had 7 cans of superstrength and a couple of quarts of whiskey last night, and that was it!! I’d of carried on drinking if it weren’t for the devil himself, blocking me from my bloody fridge, big red hot beggar he was an all!! Anyway, I told you about my problems the first day we agreed the tenancy, and I paid you the deposit1!

Frank : “DEPOSIT”, you gave me a tenner, you bloody pisshead, £220 was the agreed deposit, and £220 a month after that. You’ve been here 4 months, and I’ve had a fucking tenner, and now look what you’ve done!

Trevor: Well we’ll talk about that once you’ve sorted this place out, cause I ain’t giving you a penny until this shit holes sorted out, look at the bloody state

Frank: (irate – ready to kick trevs ass!!!)

Interrupted

BMW M3 skids onto carpark, out comes saleem, little bearded asian

Frank & Trevor simoultaneaously : “here we go”

Clambering on steps heard, door bursts open, heavy asian accent “what the bloody hell is going on here”, I can’t believe you bloody honkys how can you, do such a thing to such a beautiful residence. I do you expect me to rent out my bloody half of the building, when this half is in such a shit state, my allah man, what the bloody hell do you think you are playing at.

Frank : Now, now chaudhri, calm down. If this place wasn’t such a state, we wouldn’t have people like trev living here in the first place would we.

Trev: Fuck you, I have rights

Frank, no fuck you Trev, you’ve no rights, fuck me, you haven’t even got any windows, no, let me rephrase that, I haven’t even got any fucking windows. You’re out of here Trev, you’re out, and you sal, I need words urgently.

Sal: Don’t you be giving me bloody words, if there’s any bloody words being bloody given out here, it will be bloody me giving out bloody words, you bloody honky, do you bloody under bloody stand, bloody hell, bloody, bloody hell!!

Frank: Now, just calm down a second sal, with you’re bloody bloody, honky bloody bloody’s..

Trev: “yeah, sal calm……….

Frank and Sal: You bloody shut your mouth………Sigh Pisshead

Trevor: “well if that’s how you feel, I’m going right now!!!

Frank and Sal : “good, pissoff”

Sal: “bloody pissoff”

Trevor (empty threat) “right, seriously I’m going now”

Pan to front door of bedsits, hear clambering downstairs, shouting, Door opens, Trev kicked out by frank and sal, then burn’t stick with bag on end and a shiny can of tenants stuck out the end.

Frank : “fuck off, and good riddance”

Trevor: “I’ll be back you bastards, mark my words”

Sal: “bloody pisshead bloody honky, pissoff!!!!!

Door closes, sal and Frank look at each other, uncomfortable silence, then laughter.

Sal: “that bloody pisshead, how the bloody hell did you bloody find him”

Trevor: “I don’t know, but at least I’ve got an insurance claim for that bedsit know, it’s gonna be amazing once I’ve finished with Churchill, I’ll get double glazing and a new toilet and everything in there”

Sal: “you bloody lucky bastard, it’s a shame we can’t get tenants like that in every bloody bedsit, then we would make a bloody good profit”

??????????????????????????????????????????????????????????????????????????

3 months later

Sequence – 7 alcos being thrown out with sticks and tenant superstrength, brandy, whisky, gin, etc……. all out, camera panning onto each one, and to the various alcoholic drinks in there burnt out bags, to the seven dwarfs hi ho hi ho, it’s out in the cold we go”

Camera pans, to loads of workmen, and vans etc…. Then to frank and sal, carting off widescreen tv’s, playstations etc… into the boots of their cars

Sal: “I bloody told you, independent bloody loss assesors are the way to go frank, I bloody told you””

Frank: “you did sal, you certainly did”


Bedsit
Episode 2
By Damian Gates

(opening) : (music) – starts with google earth zooming in off the planet to the centre of the North West, zooming in on Blackburn Town centre, and then to the street where there’s a block of 8 Bedsits, New double glazing, one man in overalls, scrubbing last bit of graffiti off the walls, frank and sal dressed smartly outside.

Outside nice block of apartments, young couple sarah and tom screaming at each other, sarah through the window, tom downstairs beside and audi a4 (or something similar)

Sarah: You bag you’re bags you peace of shit, I can’t believe you’ve gone and shagged her, how dare you, you fucking bastard

Throwing clothes out of window, blah de blah de blah

Sarah: What is it with her, is her ass smaller then mine, what, what is it

Tom: (well spoken) Look, love, why don’t you just calm down, it’s not as it seems”

Sarah “it’s not as it seems you fucker, this is not a sitcom, this is real life. (mimicking) “let’s get a cleaner to help us, as we are working all the time, No not her, look she’s scruffy, get someone smart, what she looks like is going to be a reflection on how she works. Bullshit, briday would have been fine, but no lets go for fucking chloe, she dresses smart. “yeah, and she’s 40 years younger, I knew this was gonna happen you fucking twat”

Tom: “not the laptop, not the god damn laptop”

Smash, Blank screen

Focus on Emily, gorgeous 20 something – Just returning back to her parents detached house, back after 3 years of travelling the globe, for a surprise return:

Walks in to find her bedroom has been turned into a gym and spa

Dad : “oh, um, hello sweetheart, didn’t expect you back so soon, how are you, I’ll let you’re mother know”

Dad walks into Emily’s old rather large bedroom to find mother and friends relaxing in spa, with sauna, steamroom, and excersice cycle.

Dad “hugh hugh”, sorry to interrupt ladies but

Emily “what the hell is going on here “

Blah de blah de blah

Dad “ here’s some money to get yourself sorted on your own!!

David, ex pub landlord, just come out of his pub, as he’s been robbed, no insurance, lost everything, nice bloke, brewery has thrown him out!!!

Another 5 people

All sat in various pubs, coffee shops etc….

Looking in local paper for accommodation

Sal and Frank outside flat

Resolved Question: i'm looking for the wed site for Globe Life and Accident Insurance Company.?


i got an e-mail address tht thye gave too me and i can't find it at all. www.AGrubbs@NB-APPS.com

Resolved Question: Does anyone have an 800 # for Globe Life?


I applied for $20,000 life insurance on my husband and believe that I was treated unfairly due to his age which, is NOT supposed to be a problem according to their adverts.
Hummmmm, he was treated and released from ER about 3 months ago for ACID REFLUX that made his chest hurt....NO Heart Attack, No Heart Disease, Only Acid Reflux!! Med prescribed was simply Nexium.
We were sold a policy but NOT for the $20,000 that we need, the policy is for a measley $5,000. That will not bury anyone these days. How does Globe Life get the authority to ck YES on the questionaire to heart attack and heart disease when there has been none and I can prove this. They have taken it upon themselves to diagnose my husband!!!! This is wrong and I am considering calling an attorney about this matter.
My husband has never had a heart attack not ever!!!
I will keep this measley policy, just in case but, I am looking elsewhere and I am sure I am in my rights to have an attorney ck this out...????

Resolved Question: How do I pay my life insurance premiums on line for Globe Life and Accident Insurance Co.?


I don't have the website written down to Globe Insurance correctly and don't know how to get to the correct one so I can pay my bill. All I need is the website that allows me to pay my premium on line

Technorati Tags: , , , , , , , , , , , , , , ]]> Sun, 23 Dec 2007 04:25:31 GMT Resolved Question: Is Michael Moore is a Sicko ?? http://lifeinsurance-annuities.com/globe-life-insurance/Resolved-Question-Is-Michael-Moore-is-a-Sicko.html by Sumit Dahiya
by Sumit Dahiya


DIGG THIS

I want to tell the story of a young man who was attending a Southern University, a few years ago. During his freshman year he was sick with appendicitis, which he misdiagnosed as regular stomach ache for a day. As the agony grew unbearable, he was taken to the regional hospital in an ambulance. That night the doctors operated on his appendix. The young man was feeling better the next day. As he prepared to leave, the hospital’s representative took care of the paperwork by the side of his bed. His Insurance Company took care of the medical bills in accordance with his Insurance contract. The next day the young man was back to school. The Insurance Company saved the student from potential bankruptcy who was living on limited means as a college student. The young man was none other than me. The year was 2002. To this day I praise my good fortune that I was insured. Had I not been insured, I would have gone broke and I would have never been able to make it through college. But, Michael Moore did not bother to find countless stories like mine to present a fair synopsis of the American health-care system.

Biased, unfair, hateful, venomous and anti-free-market is how I would describe Michael Moore’s latest propaganda film Sicko. When I first heard about Michael Moore’s intention to make a film on health-care in America, I was expecting a sequel for Supersize Me, considering his not so healthy lifestyle. Later on I found out that the film was about the state of health-care in America. Mr. Moore was upset at the way the Government has turned health-care into a fiasco, while turning a blind eye towards his socialist co-ideologues in Congress and State Legislatures who have turned the environment for the health-care providers of America into a hostile one by the means of populist legislation and frivolous lawsuits.

As a Libertarian leaning paleo-conservative, I have always known how the Government just destroys anything that it can get its hands on. If you let the Government dog-sit your cute little puppy, don't be surprised if it sucks the puppy's blood by the time you are back. That’s what successive Government regimes have done to America. They sucked the blood out of this idea that was supposed to promote life liberty and the pursuit of happiness. They started with the destruction of the constitution, followed by the destruction of the Republic. When there was nothing left to destroy at the Federal level, they stomped all over the States’ rights by refusing the Southern States their right to secede. The only institution that was left untouched all along; the Supreme Court of the land, was destroyed by being stuffed with partisan judges who have repeatedly stressed on their loyalty for their party rather than showing any loyalty for the constitution that they swore to defend. Destruction is what the Government is good at. Whether it is the destruction of civilization during wartime or it is the destruction of civil-rights during peace time, destruction of health-care in America is just another accomplishment of our Government.

Michael Moore managed to find ten people across America who got "screwed" by their Insurance companies. Why should I be surprised considering the troll's leftist leanings that he could not find even one individual in this country of 300 million who owes a lot to the health-care providers and Insurance companies which were by his or her side during their tragic moments. While the commies in the movie hall felt angry about the "greedy corporations," I thought it was really stupid of the man who had his fingers chopped off on an electric saw for not having an Insurance policy. You buy a house to shelter your family. You buy food to keep your body functioning. You buy other good things to improve your life. So, what kind of dunce would trust the Government with his or her health, which is the most important thing in our lives?

How about the chick who did not care about reading through the fine print of her Insurance policy, so that she knew that she may not have access to certain services through her insurer. So, why was she surprised when her Insurance company refused to reimburse her for the Ambulance ride to the hospital? When she signed on her Insurance contract that did not provide for an Ambulance service, the Insurance company was right to assume that their client was willing to take the responsibility of commuting to a hospital when in time of need. Otherwise, she was always free to choose an Insurance contract that did provide for Ambulance services.

There was another sob story of an elderly couple who were bankrupted by the rising cost of their prescription drugs. They should have explored their other option. How about purchasing the prescriptions online? Last year I was smitten by steroids. Now, I place my hands on this holy computer that connects me to the world, that I have never consumed any quantity of any substance that was never approved by the goons at FDA. But, just out of curiosity, I looked into the possibilities of sourcing those magic pills that could give me a dynamite physique which would make the ladies go jelly in their knees. There are virtually thousands of online pharmacies that fill your prescriptions for a fraction of what you would pay at your local store. However, I do agree that Pharmaceuticals are an entirely different problem in America.

A couple of years ago, I was listening to the Late Great Harry Browne’s radio interview with Marry Ruwart (download the show by right-clicking here and here). Miss Ruwart who has been in the Pharmaceuticals industry for a long time mentioned some of the Government-inflicted problems that the industry faces. While Mr. Moore was quick to mention that 18,000 people die in America every year because of no or little health-care coverage, he failed to mention that an even greater number of people die in America every year because the FDA either refuses to approve or takes a decade to approve badly needed drugs. This is on the top of the billions of dollars that the industry spends to research and develop life-saving drugs. One must not forget that it takes entire careers that span over several decades to develop a drug that saves thousands of lives around the world.

While the Government literally throws our hard-earned tax money into the furnace by spending over a trillion dollars every year to develop weapon systems that cause mass-destruction and extinguish thousands of lives, we should have anything but disgust for the Pharmaceutical companies that spend billions of dollars every year to develop cures for illnesses that indiscriminately destroy human lives across the globe. They expend their own limited resources for their work in contradiction of our Government that extracts money from us at the point of a gun. If they fail, they don’t impose any cost on the society. If they succeed, the consumers are free to buy or avoid their products. That’s the beauty of free markets.

I am not surprised that drugs are so expensive in America. The retail price of the drugs takes into account the decades it takes to develop the product and another decade it takes to get an FDA approval. It takes into account the cost of developing other drugs that never saw the light of the day because FDA disapproved them; as if the Government really cares whether we live or die. The cost takes into account the efforts of the company to be the first to come up with the drug. The costs further include the fact that there are investors who risk losing their hard-earned money by investing in a risky venture that does not guarantee profits.

I wonder why the woman who went to Cuba with Michael Moore was so surprised when she found out that generic versions of American drugs cost a fraction of what they cost in America. The communist Government of Cuba does not have to worry about FDA regulation, billions of dollars in research and development costs and the risks that accompany investing the billions of dollars. The communist Government of Cuba also does not have to assume the liability of litigation that accompanies the risk of doing business in a free market.

In the movie, Michael Moore interviewed Che Guevara’s daughter. That name sends a chill down my spine while I fall through a worm hole as I think of the thousands who were lined up against a wall and executed by the devil. The rape chambers and the gulags that were set up long before they inspired the tyrants in countries that had a desert or a patch of tropical forest, seem to be Michael Moore’s secret prescription for those who vote Republican or dare to disagree with him otherwise.

One must wonder how Michael Moore managed to get hold of Che’s daughter in Cuba. Of millions of people in Cuba, Michael Moore managed to find the link to the person who is the perfect antithesis of life and liberty. While in Cuba, Michael Moore must have devoted considerable efforts to locate and get access to the communist elite. And, when he finally managed to get the access he used the supposed "luminaries" to bash the American way of life. I wonder if Michael Moore paid homage to Comrade Fidel, during his vacation in Cuba. The question is, what kind of ideologue would care to see communist mass-murderers or their descendants, and even caste them in an anti-free-market propaganda. At least Michael Moore was honest about openly expressing his communist-leaning sympathies by making us believe those damn commies in the Caribbean do it better than Americans. A few years ago, when a communist Ph.D. student who lived next door from me defended Michael Moore, I wasn’t a bit surprised.

Michael Moore went to Canada, England, France and Cuba to contrast the charitable Governments of these countries with the "evil American health-care providers and Insurance companies." He went gaga over how the Canadians get all the pills and shots in their bottoms and don’t have to pay a penny for it. How about the wretched Americans living in Britain and France who get house visits by the doctor, the Government paid nannies and not to forget the paid maternity leaves? Only a person with an IQ equivalent to the room temperature could be scammed by Michael Moore into believing that there are these wonderful places on earth where people get all these nice things in a gift bag for free from the Government.

I will repeat an old adage: "there is no such thing as a free lunch." The costs of sub-standard health-care services in these countries are socialized by their Government by literally taxing their citizens to death. In Canada, the taxes may not be as bad as Europe but the Government makes private health-care next to impossible by highly subsidizing socialized health-care and thus creating an uneven playing field. In Britain, the National Health Services is just one of the programs along with other frivolous Government spending that the taxpayers fund by shelling out every penny they earn for the first six months of a year (the tax holiday in Britain falls around mid-year). In France, health-care is just another Government sham along with the guaranteed employment, 35-hour work-week and guards against laying-off unproductive employees which motivates employers to discriminate between the usually reliable natives and the usually unreliable stereotypically lazy immigrants from Africa and other countries. Finally, do I need to believe the Castro-approved shooting locations for Michael Moore to conclude that Cuba provides world-class health-care, or is it that all I need to realize how screwed up of a place Cuba is when I hear of all those hundreds of thousands of Cubans in South Florida who risked their lives by swimming 90 miles to make it to America. It seems to me that the promise of a future in a society that has some sort of free-market leaning way of life is more powerful than the so-called "free health-care" of communist Cuba.

The question that Michael Moore seeks to answer in his documentary is whether we should have a for-profit health-care system in America. The unequivocal answer is "yes." If we remove the incentive of profit from health-care in America, we will lose the edge that we hold over the rest of the world in terms of ground-breaking medical and pharmaceutical research and development. The lack of profit will lead the investors to move their investments elsewhere, where the Government does not poke its nose. In the absence of profits, and under the blessings of the Government, health-care which will get to be known as "public-health-care" will turn into just another bureaucratic hell hole like public education.

Speaking of public education, Michael Moore must be so out of touch with reality living in his upscale condo somewhere in New York to claim that the Government is doing an excellent job at indoctrinating, oops! I meant educating our children. I wonder if Michael and his wife sent his stepdaughter to a public school in Bronx. If so, I admire this committed socialist. The state of public education in America is no secret for the rest of the world. How can you trust a corrupt institution like Government that lacks morality and principles to teach your children to grow up to be principled moralists? Besides, all you need to do to realize that the Government has diminished the intelligence and imagination our children is to have a peep in the places of high-end scientific research and development. You will feel as if though you are in Beijing of Bangalore. I admire the few American kids who manage to survive years of Government induced academic torture and still manage to make it to places that make this country proud.

The point is that when we allow the Government to become the monopoly in areas such as education, police, fire department and road transport (to mention a few), we reject the prospects of a healthy competition which is required to provide the best services that money can buy. In the absence of competition, people get used to Government-provided sub-standard service. In a few years time we reach a stage that when a rational individual proposes the prospects of free and fair competition in areas where the Government holds a monopoly, the first thing to come out of people who seem to fill their Ritalin prescriptions on time is: "What about the roads, and who is going to provide the services of police and the fire department?" What are we going to do when armed gangs roam the streets like they did in New Orleans? We have reached a point in time, when it is a sin to even imagine what things would be like in the absence of Government monopolies and presence of a free-market-based competition.

America has moved from being a Jeffersonian Republic to being a Hamiltonian State (see DiLorenzo), where the Government is nothing short of being a monarchy that Americans sanction every few years via the Diebold machines. It is not just about health-care. It is a problem with a much broader context. Government oversight and regulation has virtually seeped through every aspect of our lives. We are just short of having Government's cameras in our bedrooms. We are living in a state of emergency. While people like Michael Moore would like the Government to baby-sit us as long as it is not the Republicans, it is the duty of every concerned citizen to peacefully oppose the expansion of Government-led socialization.

While Michael Moore's message may have been a compassionate one that urges us to take care of the weak and the vulnerable in our society, the repercussions of his suggestions of a socialized health-care sound ominous to just any rational individual. Instead of letting the Government assume any further control over our health-care system, we need to urge the Government to systematically de-socialize the way we take care of our health. We could start with the dismantling of the FDA so that pharmaceutical companies can speed up the provision of life-saving drugs. Next, we could dismantle the American Medical Association that regulates the number of doctors entering the industry every year. Then we may not need to import doctors from other countries that do not regulate their supply. Further we need to enforce the right of health-care institutions to hire non-union staff. If the hospital employees still volunteer to strike, the hospital’s administrators should have the right to suspend or fire the striking staff without notice and compensation. Finally, we need to have dedicated attorneys who tear to shreds the frivolous lawsuits that are filed against health-care providers causing their Insurance premiums to go up, which in turn inflate our medical and insurance bills. After all these efforts we could achieve a health-care system that can take care of the weak and the vulnerable in our society. If Michael Moore's intentions are genuine, then I am sure the consequences of a market-based health-care system will make him feel better. In the meantime he needs to lay-off that box of Twinkies.

While the concept of markets may not mean anything to Michael Moore, people have spoken by the means of markets and have delivered their verdict against him. The movie opened at ninth spot on the US box office, and has been struggling to cover its production budget of nine million dollars. This is in stark contrast to his Republican bash-fest Fahrenheit 9/11, which made over 100 million dollars. After this debacle, I hope no rational investor would risk their money with the Twinkie-monster. In the mean time, I hope Fidel Castro appoints Michael Moore the minister of propaganda in Cuba.

July 12, 2007

Sumit Dahiya

Technorati Tags: , , , , , ]]> Sun, 23 Dec 2007 04:25:31 GMT Resolved Question: Globe Life & Accident Ins. Co.? http://lifeinsurance-annuities.com/globe-life-insurance/post-2000099.html MYTH 1: Global temperatures are rising at a rapid, unprecedented rate.

FACT: Accurate satellite, balloon and mountain top observations made over the last three decades have not shown any significant change in the long term rate of increase in global temperatures. Average ground station readings do show a mild warming of 0.6 to 0.8Cover the last 100 years, which is well within the natural variations recorded in the last millennium. The ground station network suffers from an uneven distribution across the globe; the stations are preferentially located in growing urban and industrial areas ("heat islands"), which show substantially higher readings than adjacent rural areas ("land use effects").

There has been no catastrophic warming recorded.



MYTH 2: The "hockey stick" graph proves that the earth has experienced a steady, very gradual temperature increase for 1000 years, then recently began a sudden increase.

FACT: Significant changes in climate have continually occurred throughout geologic time. For instance, the Medieval Warm Period, from around 1000 to1200 AD (when the Vikings farmed on Greenland) was followed by a period known as the Little Ice Age. Since the end of the 17th Century the "average global temperature" has been rising at the low steady rate mentioned above; although from 1940 – 1970 temperatures actually dropped, leading to a Global Cooling scare.

The "hockey stick", a poster boy of both the UN's IPCC and Canada's Environment Department, ignores historical recorded climatic swings, and has now also been proven to be flawed and statistically unreliable as well. It is a computer construct and a faulty one at that.



MYTH 3: Human produced carbon dioxide has increased over the last 100 years, adding to the Greenhouse effect, thus warming the earth.

FACT: Carbon dioxide levels have indeed changed for various reasons, human and otherwise, just as they have throughout geologic time. Since the beginning of the industrial revolution, the CO2 content of the atmosphere has increased. The RATE of growth during this period has also increased from about 0.2% per year to the present rate of about 0.4% per year,which growth rate has now been constant for the past 25 years. However, there is no proof that CO2 is the main driver of global warming. As measured in ice cores dated over many thousands of years, CO2 levels move up and down AFTER the temperature has done so, and thus are the RESULT OF, NOT THE CAUSE of warming. Geological field work in recent sediments confirms this causal relationship. There is solid evidence that, as temperatures move up and down naturally and cyclically through solar radiation, orbital and galactic influences, the warming surface layers of the earth's oceans expel more CO2 as a result.



MYTH 4: CO2 is the most common greenhouse gas.

FACT: Greenhouse gases form about 3 % of the atmosphere by volume. They consist of varying amounts, (about 97%) of water vapour and clouds, with the remainder being gases like CO2, CH4, Ozone and N2O, of which carbon dioxide is the largest amount. Hence, CO2 constitutes about 0.037% of the atmosphere. While the minor gases are more effective as "greenhouse agents" than water vapour and clouds, the latter are overwhelming the effect by their sheer volume and – in the end – are thought to be responsible for 60% of the "Greenhouse effect".
Those attributing climate change to CO2 rarely mention this important fact.


MYTH 5: Computer models verify that CO2 increases will cause significant global warming.

FACT: Computer models can be made to "verify" anything by changing some of the 5 million input parameters or any of a multitude of negative and positive feedbacks in the program used.. They do not "prove" anything. Also, computer models predicting global warming are incapable of properly including the effects of the sun, cosmic rays and the clouds. The sun is a major cause of temperature variation on the earth surface as its received radiation changes all the time, This happens largely in cyclical fashion. The number and the lengths in time of sunspots can be correlated very closely with average temperatures on earth, e.g. the Little Ice Age and the Medieval Warm Period. Varying intensity of solar heat radiation affects the surface temperature of the oceans and the currents. Warmer ocean water expels gases, some of which are CO2. Solar radiation interferes with the cosmic ray flux, thus influencing the amount ionized nuclei which control cloud cover.


MYTH 6: The UN proved that man–made CO2 causes global warming.
FACT: In a 1996 report by the UN on global warming, two statements were deleted from the final draft. Here they are:
1) “None of the studies cited above has shown clear evidence that we can attribute the observed climate changes to increases in greenhouse gases.”
2) “No study to date has positively attributed all or part of the climate change to man–made causes”

To the present day there is still no scientific proof that man-made CO2 causes significant global warming.


MYTH 7: CO2 is a pollutant.

FACT: This is absolutely not true. Nitrogen forms 80% of our atmosphere. We could not live in 100% nitrogen either. Carbon dioxide is no more a pollutant than nitrogen is. CO2 is essential to life on earth. It is necessary for plant growth since increased CO2 intake as a result of increased atmospheric concentration causes many trees and other plants to grow more vigorously. Unfortunately, the Canadian Government has included CO2 with a number of truly toxic and noxious substances listed by the Environmental Protection Act, only as their means to politically control it.

MYTH 8: Global warming will cause more storms and other weather extremes.

FACT: There is no scientific or statistical evidence whatsoever that supports such claims on a global scale. Regional variations may occur. Growing insurance and infrastructure repair costs, particularly in coastal areas, are sometimes claimed to be the result of increasing frequency and severity of storms, whereas in reality they are a function of increasing population density, escalating development value, and ever more media reporting.


MYTH 9: Receding glaciers and the calving of ice shelves are proof of global warming.

FACT: Glaciers have been receding and growing cyclically for hundreds of years. Recent glacier melting is a consequence of coming out of the very cool period of the Little Ice Age. Ice shelves have been breaking off for centuries. Scientists know of at least 33 periods of glaciers growing and then retreating. It’s normal. Besides, glacier's health is dependent as much on precipitation as on temperature.


MYTH 10: The earth’s poles are warming; polar ice caps are breaking up and melting and the sea level rising.

FACT: The earth is variable. The western Arctic may be getting somewhat warmer, due to unrelated cyclic events in the Pacific Ocean, but the Eastern Arctic and Greenland are getting colder. The small Palmer Peninsula of Antarctica is getting warmer, while the main Antarctic continent is actually cooling. Ice thicknesses are increasing both on Greenland and in Antarctica.

Sea level monitoring in the Pacific (Tuvalu) and Indian Oceans (Maldives) has shown no sign of any sea level rise. SOURCES!
Baliunas, Dr. Sallie: "The Kyoto Protocol and Global Warming" http://www.hillsdale.edu/imprimis/2002/march/default.htm

Chylek, Petr: "A Long Term Perspective on Climate Change" Fraser Forum, April, 2002, page 7.

Daly, John: "The 'Hockey Stick": A New Low in Climate Science" http://www.john-daly.com/hockey/hockey.htm

De Freitas, C.R. 2002, " Are observed changes in the concentration of carbon dioxide in the atmosphere really dangerous ?" Bulletin CPG, Vol. 50, #2.

Gagosian, R.B.: 2002, Abrupt Climate Change. The President of Woods Hole Oceanographic Institution discusses the Global Ocean Conveyer.

Goldenberg, S. B., Landsea, C. W., Mestas-Nunez, A. M., and Gray, W. M. 2001. The Recent Increase in Atlantic Hurricane Activity: Causes and Implications. Science, v.223, p.474-479.
http://www.sciencemag.org/cgi/reprint/293/5529/474.pdf
Hansen and Sato: Trends of Measured Climate Forcing Agents Proc. Natl. Acad. Sci. USA, Vol. 98, Issue 26, 14778-14783, December 18, 2001 BOB'S WIFE TELLS ME HE'S HUNG LIKE A SQUIRREL!

Resolved Question: i would like to know if I can put my Dad in insurance?


With GLOBE LIFE INSURANCE CO.?

Resolved Question: Globe Life & Accident Ins. Co.?


Does anyone have any comments about Globe Life and Accident Insurance Company; good or bad? Are their rates for real? I just turned 18 and I want to get on top of things; get everything straightened out right now. Do the rates really stay the same for life, no matter what changes happen, and is it really a "pay nothing today" deal? On the monthly rate according to age chart, it shows that my monthly rate would be just $15.99 for a $25,000 plan. Any guesses on what the first premium might be? I've never heard of this company until today when I received it in the mail. Will it be accepted everywhere? If not, then what?

Technorati Tags: , , , , , , ]]> Sun, 23 Dec 2007 04:25:31 GMT Resolved Question: Why do scientists think they know more about science than politicians? Gore wouldn't LIE!? http://lifeinsurance-annuities.com/globe-life-insurance/Resolved-Question-Why-do-scientists-think-they-know-more-about-science-than-politicians-Gore-wouldn-t-LIE.html MYTH 1: Global temperatures are rising at a rapid, unprecedented rate.

FACT: Accurate satellite, balloon and mountain top observations made over the last three decades have not shown any significant change in the long term rate of increase in global temperatures. Average ground station readings do show a mild warming of 0.6 to 0.8Cover the last 100 years, which is well within the natural variations recorded in the last millennium. The ground station network suffers from an uneven distribution across the globe; the stations are preferentially located in growing urban and industrial areas ("heat islands"), which show substantially higher readings than adjacent rural areas ("land use effects").

There has been no catastrophic warming recorded.



MYTH 2: The "hockey stick" graph proves that the earth has experienced a steady, very gradual temperature increase for 1000 years, then recently began a sudden increase.

FACT: Significant changes in climate have continually occurred throughout geologic time. For instance, the Medieval Warm Period, from around 1000 to1200 AD (when the Vikings farmed on Greenland) was followed by a period known as the Little Ice Age. Since the end of the 17th Century the "average global temperature" has been rising at the low steady rate mentioned above; although from 1940 – 1970 temperatures actually dropped, leading to a Global Cooling scare.

The "hockey stick", a poster boy of both the UN's IPCC and Canada's Environment Department, ignores historical recorded climatic swings, and has now also been proven to be flawed and statistically unreliable as well. It is a computer construct and a faulty one at that.



MYTH 3: Human produced carbon dioxide has increased over the last 100 years, adding to the Greenhouse effect, thus warming the earth.

FACT: Carbon dioxide levels have indeed changed for various reasons, human and otherwise, just as they have throughout geologic time. Since the beginning of the industrial revolution, the CO2 content of the atmosphere has increased. The RATE of growth during this period has also increased from about 0.2% per year to the present rate of about 0.4% per year,which growth rate has now been constant for the past 25 years. However, there is no proof that CO2 is the main driver of global warming. As measured in ice cores dated over many thousands of years, CO2 levels move up and down AFTER the temperature has done so, and thus are the RESULT OF, NOT THE CAUSE of warming. Geological field work in recent sediments confirms this causal relationship. There is solid evidence that, as temperatures move up and down naturally and cyclically through solar radiation, orbital and galactic influences, the warming surface layers of the earth's oceans expel more CO2 as a result.



MYTH 4: CO2 is the most common greenhouse gas.

FACT: Greenhouse gases form about 3 % of the atmosphere by volume. They consist of varying amounts, (about 97%) of water vapour and clouds, with the remainder being gases like CO2, CH4, Ozone and N2O, of which carbon dioxide is the largest amount. Hence, CO2 constitutes about 0.037% of the atmosphere. While the minor gases are more effective as "greenhouse agents" than water vapour and clouds, the latter are overwhelming the effect by their sheer volume and – in the end – are thought to be responsible for 60% of the "Greenhouse effect".
Those attributing climate change to CO2 rarely mention this important fact.


MYTH 5: Computer models verify that CO2 increases will cause significant global warming.

FACT: Computer models can be made to "verify" anything by changing some of the 5 million input parameters or any of a multitude of negative and positive feedbacks in the program used.. They do not "prove" anything. Also, computer models predicting global warming are incapable of properly including the effects of the sun, cosmic rays and the clouds. The sun is a major cause of temperature variation on the earth surface as its received radiation changes all the time, This happens largely in cyclical fashion. The number and the lengths in time of sunspots can be correlated very closely with average temperatures on earth, e.g. the Little Ice Age and the Medieval Warm Period. Varying intensity of solar heat radiation affects the surface temperature of the oceans and the currents. Warmer ocean water expels gases, some of which are CO2. Solar radiation interferes with the cosmic ray flux, thus influencing the amount ionized nuclei which control cloud cover.


MYTH 6: The UN proved that man–made CO2 causes global warming.
FACT: In a 1996 report by the UN on global warming, two statements were deleted from the final draft. Here they are:
1) “None of the studies cited above has shown clear evidence that we can attribute the observed climate changes to increases in greenhouse gases.”
2) “No study to date has positively attributed all or part of the climate change to man–made causes”

To the present day there is still no scientific proof that man-made CO2 causes significant global warming.


MYTH 7: CO2 is a pollutant.

FACT: This is absolutely not true. Nitrogen forms 80% of our atmosphere. We could not live in 100% nitrogen either. Carbon dioxide is no more a pollutant than nitrogen is. CO2 is essential to life on earth. It is necessary for plant growth since increased CO2 intake as a result of increased atmospheric concentration causes many trees and other plants to grow more vigorously. Unfortunately, the Canadian Government has included CO2 with a number of truly toxic and noxious substances listed by the Environmental Protection Act, only as their means to politically control it.

MYTH 8: Global warming will cause more storms and other weather extremes.

FACT: There is no scientific or statistical evidence whatsoever that supports such claims on a global scale. Regional variations may occur. Growing insurance and infrastructure repair costs, particularly in coastal areas, are sometimes claimed to be the result of increasing frequency and severity of storms, whereas in reality they are a function of increasing population density, escalating development value, and ever more media reporting.


MYTH 9: Receding glaciers and the calving of ice shelves are proof of global warming.

FACT: Glaciers have been receding and growing cyclically for hundreds of years. Recent glacier melting is a consequence of coming out of the very cool period of the Little Ice Age. Ice shelves have been breaking off for centuries. Scientists know of at least 33 periods of glaciers growing and then retreating. It’s normal. Besides, glacier's health is dependent as much on precipitation as on temperature.


MYTH 10: The earth’s poles are warming; polar ice caps are breaking up and melting and the sea level rising.

FACT: The earth is variable. The western Arctic may be getting somewhat warmer, due to unrelated cyclic events in the Pacific Ocean, but the Eastern Arctic and Greenland are getting colder. The small Palmer Peninsula of Antarctica is getting warmer, while the main Antarctic continent is actually cooling. Ice thicknesses are increasing both on Greenland and in Antarctica.

Sea level monitoring in the Pacific (Tuvalu) and Indian Oceans (Maldives) has shown no sign of any sea level rise. My question is SARCASTIC!!! Al Gore is a WH@RE and the Global Warming scare a farce! SOURCE
Friends of Science is a non-profit organization made up of active and retired engineers, earth scientists and other professionals, as well as many concerned Canadians, who believe the science behind the Kyoto Protocol is questionable. Friends of Science has assembled a scientific advisory board of esteemed climate scientists from around the world to offer a critical mass of current science on global climate and climate change to policy makers, and any interested parties.

We offer critical evidence that challenges the premises of the Kyoto Protocol and present alternative causes for climate change.

Friends of Science values your input, either on the science or policy of global warming. And, if you’re as concerned as we are about global policy based on weak science, please join us to spark a national and international debate on global warming. Sources substantiating this "exceed character limit" Here is one of the many you may visit if you are a lemming andfeel you know more than these esteemed scientists. And sure, i could have paraphrased this but I am NOT a cientist and then would be guilty of the same lie the anti-scientists are. source;
Dr. Sallie Baliunas, Research scientist at the Harvard-Smithsonian Center for Astrophysics in Cambridge, Massachusetts

Dr. Baliunas serves as Senior Scientist at the George C. Marshall Institute in Washington, DC, and chairs the Institute's Science Advisory Board. She is also Visiting Professor at Brigham Young University, Adjunct Professor at Tennessee State University, and past contributing editor to the World Climate Report. She received her M.A. (1975) and Ph.D. (1980) degrees in Astrophysics from Harvard University.



Dr. Chris de Freitas, Associate Professor of Geography and Environmental Science, University of Auckland

Dr. de Freitas completed Bachelors and Masters degrees at the University of Toronto, Canada and PhD at the University of Queensland, Australia, as a Commonwealth Doctoral Scholar. During his time at the University of Auckland he has served as Deputy Dean of Science, Head of Science and Technology at the Tamaki Campus and four years as Pro Vice Chancello Dr. Madhav Khandekar, Meteorologist retired, formerly with Environment Canada

Dr. Khandekar specializes in understanding extreme weather events in Canada and in other parts of the world. He holds B.Sc. in Mathematics and Physics, a M.Sc. in Statistics from India (Pune University) as well as both M.Sc. and Ph.D. degrees in Meteorology from Florida State University. As one of the world leaders in meteorology. Dr. Khandekar has worked in the fields of climatology, meteorology and oceanography for over 45 years and has published nearly 100 papers, reports, book reviews and scientific commentaries as well as a book on Ocean Wave Analysis and Modelling, published by Springer-Verlag (1989).


Dr. Tim Patterson, Professor of Geology and Paleoclimatology, Carleton University

Canadian Foundation For Climate and Atmospheric Sciences project studying high-resolution Holocene climate records from anoxic fjords and coast lakes in British Columbia. Abrams, Elliot - Penn State University

Apel, John - John Hopkins University

Aubrey, David - Woods Hole Ocean. Inst.

Badura, Leslaw - Univ. Kattositz, Polland

Balling, Robert - Arizona State University

Barrett, Jack - Kingston-upon-Thames, U.K.

Bauer, Ernst-Waldemar - Esslingen, Germany

Berg, Hermann - Sachsisch Akad., Jena, Germany

Berning, Warren - New Mexico State University

Boe, Bruce A. - Atm. Resource Brd. ND

Bottcher, C.J. Frits, The Hague

Bourne, Arthur - University of London

Bruce, Larry

Brown, Norman M.D., University of Ulster

Bye, Matthew - Meterologist, San Francisco

Cain, Joseph - Florida State University

Clube, S.V.M. - University of Oxford

Courtney, Richard - Epsom, U.K.

Csanady, G.T - Old Dominion University

Cunningham, Robert M. - Meterologist, Lincoln, MA

Decker, Fred - Meterologist, Corvalis, OR

de Freitas, Chris, University of Auckland

Del Re, Giuseppe Rom.

Dietze, Peter - Nurnberg, Germany

Dyer, Rosemary - Phillips Lab

Eddington, Lee W., Nav

Technorati Tags: , , , , , , , , , , , , , , , ]]> Sun, 23 Dec 2007 04:25:31 GMT Resolved Question: how reliable is globe life insurance company? http://lifeinsurance-annuities.com/globe-life-insurance/Resolved-Question-how-reliable-is-globe-life-insurance-company.html
Meanwhile, the adults sat around and spoke about health concerns, insurance, the problems of the world, and how life just "isn't what it used to be."

So, I'm curious... as adults, have we lost the ability to imagine? John Lennon wrote a song about how the world could be so much better if we "imagine" things. Most everything is possible anymore... and the world is still involved in wars, poverty is still rampant, and diseases such as cancer and AIDS are still touching millions of people.

My question is... can you (as an adult) still imagine? It can be on any level... pretending you're a motorcycle driver with your son in the sidecar, or seeing the end of war and widespread peace and understanding across the globe.

Please, appropriate answers only. I'd like to hear.

Resolved Question: Life insurance for an elderly sick parent??


I want to buy some life insurance for my dad. He is 59 years old and is a stroke victim. He doesn't live with me he lives in an assisted living facility. Is there an affordable life insurance policy that I can buy for him? I tried Globe Life but they rejected him due to his history of stroke and high blood pressure. I am trying to find something that is very very affordable because I will have to be paying for this myself along with my own personal bills. Thanks

Resolved Question: Where is the best place for life insurance? My dad got turned down..AGAIN! help!?


we've tried globe & farmers .. turned down on both! the questions he had a to answer werent faulty , i dont understand... does anyone know of a place that WON'T turn him down?

Resolved Question: how reliable is globe life insurance company?




Technorati Tags: , , , , , , , , ]]> Sun, 23 Dec 2007 04:25:31 GMT Resolved Question: I got a great quote for life insurance by mail from Globe LIfe And Accident Insurance. Is a legit company? http://lifeinsurance-annuities.com/globe-life-insurance/Resolved-Question-I-got-a-great-quote-for-life-insurance-by-mail-from-Globe-LIfe-And-Accident-Insurance.-Is-a-legit-company.html
In the United States, nearly nine in 10 abortions occur in the first 12 weeks of pregnancy and 56% occur in the first eight weeks. The availability of medical abortion the “abortion pill,” or mifepristone and new techniques that allow surgical abortions to be performed earlier in pregnancy are likely to reinforce the trend toward earlier abortions. The introduction of a new medical abortifacient, such as RU-486, added some new features in the debate. Unlike vacuum aspiration or curettage, RU-486 does not involve insertion of instruments into the uterus and thus poses no risk of accidental perforation and infection from unclean instruments. Furthermore, it does not require the same degree of technical skills as the surgical techniques used to terminate pregnancy. So, in this respect, a prescriptive method of abortion poses less risk to women than previous alternatives. With the development of mifepristone, known as RU-486 or the "abortion pill," abortion has become innocuous and reliable (abortionfacts.com). This product works 95.5% of the time when taken within the first seven weeks of pregnancy. According to abortion statistics from the Alan Guttmacher Institute, 33% of gynecologists who do not perform surgical abortions say they would prescribe RU-486. In addition to the reduction of risk for pregnant women, it is easier for women to use. Women who have religious reasons for avoiding or restricting termination of pregnancy may use RU-486 after fertilization has occurred but before implantation of the embryo. Clearly, abortion is not detrimental to the health of the mother.

The 56% of U.S. women having abortions are in there 20s(Jones RK). The overall abortion rate is 21 per 1,000 U.S. women. Black and Hispanic women have higher abortion rates than non-Hispanic white women do. The rates are 49/1,000 and 33/1,000 among black and Hispanic women, respectively, vs. 13/1,000 among non-Hispanic white women (Finer). Black and Hispanic women have higher abortion rates primarily because they have higher rates of unintended pregnancy.

One may ask what is the cost of surgical abortion. In 2001, the average charge for a surgical abortion at 10 weeks’ gestation was $468; but since most abortions in the United States are performed at low-cost clinics, women on average paid $372 for the procedure. Some 74% of women pay for abortions with their own money; Medicaid covers 13% of abortions, and 13% are billed directly to private insurance. Some women who pay for the procedure themselves may receive insurance reimbursement later. There are total of 32 states and the District of Columbia prohibits public funding of abortions, except in cases of life endangerment, rape or incest. South Dakota only provides public funding of abortions when necessary to protect the woman’s life, which is not in compliance with the federal Medicaid statute (abortionfacts.com),

Another question one may ask is how safe is it? The risk of abortion complications is minimal when a trained professional in a hygienic setting performs the procedure: less than 1% of all U.S. abortion patients experience a major complication. The risk of death associated with abortion in the U.S. is less than 0.6 per 100,000 procedures, which is less than one-tenth as large as the risk associated with childbirth. (Henshaw) However, 68,000 women in countries where abortion is illegal die each year of abortion complications, and many times this number are injured by unsafe procedures. Between 1990 and 2000, there were between four and 11 deaths related to legal abortion in the United States each year. In 2002, a total of 357 women in the United States were reported to have died of maternal causes.

The number of maternal deaths does not include all deaths among pregnant women—only those in which the cause reported on the death certificate is related to or aggravated by pregnancy or pregnancy management (cdc.gov). In developed countries, where the procedure is usually legal, abortion mortality is low 0.2-1.2 deaths per 100,000 abortions. But in developing regions excluding China, where abortion is often illegal, abortion mortality rate is hundreds times higher, 330 deaths per 100,000 abortions (cdc.gov).

In conclusion, I feel that a women’s right to an abortion depends on her situation. I feel that if a woman should be able to have an abortion if her health is seriously endangered. I feel that a woman should not have an abortion just because she cannot afford the baby. There are other alternatives, such as adoption. School programs teaching adolescents about safe sex is not enough? Parents must be able to speak freely with their teen about sex at any given time. Abortion does not only affect the teen, but it affects everyone. Everyone has a right to believe in what they feel is right. We must respect a woman’s decision whether you consider it to be wrong or right. America is a country where everyone has the same rights. And one right, regarding bearing children, affect women. But for the anti-abortionists, who will hopefully be a little less narrow-minded and a little more considerate, Every woman deserves a right to choose . This is my research paper. And its due Thursday. I was not sure if it makes sense. So that’s y I asked to rephrase it. You don’t have to do it if u don’t want to.

but does it make sence, you can atleast tell me that

thanx

Resolved Question: I got a great quote for life insurance by mail from Globe LIfe And Accident Insurance. Is a legit company?


I noticed there is not number where i could reach them. What is their telephone number? Does anyone could give me their telephone number?

Technorati Tags: , , , , , , , , , , , , , , , , , ]]> Sun, 23 Dec 2007 04:25:31 GMT