Resolved Question: whole life question?

I'm 20 years old, married, no kids. I want to take out a term life insurance plan. (I probably will need it for about 30 years) My question is, should I take out a 30 year plan, so I will be paying the same rates in 30 years? Or should I take out a shorter one, paying less, than purchase another one in 10 or 20 years? I've heard speculation that rates will be lower when I'm 40 because life expectancy will be longer. What do you guys think? I'm in good health and don't have a bad medical family history. Thanks!! I do have a wife

Resolved Question: 10 yr, 20 yr, or 30 yr term life insurance??

I'm 20 years old, I have a wife buut no kids. I want to take out a term life insurance plan. (I probably will need it for about 30 years) My question is, should I take out a 30 year plan, so I will be paying the same rates in 30 years? Or should I take out a shorter one, paying less, than purchase another one in 10 or 20 years? I've heard speculation that rates will be lower when I'm 40 because life expectancy will be longer. What do you guys think? I'm in good health and don't have a bad medical family history. Thanks!!

Resolved Question: Can someone please help me cross check my answers?

Resolved Question: whole life question?

Okay im just asking this question to get some idea of the price of whole life insurance. Im really not planning on going out and picking up a policy right now or anything so no one tell me to go get some term and invest the difference. I just want to know this for educational purposes.
with your best estimate, what will I pay per year for whole life at a mutual company like mass mutual or Guardian for the following three whole life policy sizes.
100,000$ policy
250,000$ policy
1,000,000$ policy.

I am 23 years old, Male and in perfect health and would probably get the best rate for the lowest price. i am a non smoker also.
Please just give me your best estimates on the yearly prices for those 3 policy sizes for a man of my age and health. again dont try to talk me out of buying these policies because i am not actually planning on buying

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