Resolved Question: What companies still offer "actual" Mortgage Life Insurance policies?

I'm watching Dr. Phil right now and it's about a girl who has lived her whole life feeling like a boy inside. She wants to have gender reassignment surgery to allow her outsides to match her insides. Also on The L Word, Moira transitions to Max... anyway, my point is that there are people out there who are really born feeling they are in the wrong body! Just like people are born gay... And I do believe that happens. More and more, gender identity is being brought into public debate. Should medical insurance cover the cost of gender reassignment? and with what pre-requisites? In my opinion it should. Our country is founded on the 'pursuit of happiness' does that quote apply here? I am interested to see what everybody thinks...

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Resolved Question: What companies still offer "actual" Mortgage Life Insurance policies?

Unfortunately, there is some extensive health history that prohibits the application of such traditional Term/Whole life solutions. From what I understand, actual Mortgage Life Insurance is a decreasing plan (following the decreasing principle of your loan) that is shared by both borrowers and designed only to pay off the mortgage in the event one or both borrowers dies.

Can you give me the names, ph#, email, URL, to any companies that offer this specific insurance product?

I have already asked my lender, loan servicer, and about 100 different B.S. online quotes :) Thanks. Just to be crystal clear...I am not looking for Term Life Insurance, Whole Life Insurance, Variable, Universal, or any other typical live insurace vehicle. Eventhough the insurance industry has muddiedthe definiton; "Mortgage Life Insurance" is a specific product in it of itself.

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