Resolved Question: Why my insurance agent prefer "Nationwide" insurance?
Is Whole Life premium more money than Variable Universal Life? I asked for a Whole Life insurance quote from one of the big insurance companies around, instead the agent tries to convince me that I should go with Variable Universal Life. He said Whole Life premium is always higher than Variable Life. He generated a printout for Variable Universal Life but not for Whole Life. I just want my premium to remain fixed in my old age and dont want the death benefit to fluctuate hence I prefer Whole Life. He stated that the death benefit is guaranteed for VUL. Is it really? I have a feeling it's not and that the premium for VUL will increase in my old age since it's dependent on my market investment. I'm beginning to think that his commission for selling Variable Life is more than selling Whole Life. I'm 37 female, non-smoker, in good health. I dont believe Whole Life premium would be that much higher than VUL. Any input is appreciated.
Resolved Question: I got a quote for term life insurance for 20 years?
...and it cost $5717.28 is that what I'm supposed to pay monthly or yearly or for the whole 20 years? I have high blood pressure. but it's controlled since i'm taking medicine and eating healthy. I have one son from previous marriage. I'm 49 years old.
Resolved Question: Why my insurance agent prefer "Nationwide" insurance?
2 years ago and now, I asked him for a quote on health insurance he insist on Nationwide as the best coverage. Now, I asked for a whole life no cash buildup, he mention Nationwide. Are they the best company for life insurance? My mom has Metlife so I'm looking into that company as well as Nationwide. I saw commercial on TV for Prudential. Anyone know the most popular and best company to go to for life insurance? Regarding health insurance, 2 yrs ago I went with Nationwide and now, I told my agent I want Bluecross. He has access to other company but it's just weird that he pushing for Nationwide.
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